QUALIFICATIONS

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Minimum requirement:

Applicants must have a verifiable monthly income of at least three times (3x) the monthly rent. This ensures financial stability and the ability to consistently meet rental obligations.

Acceptable documentation includes:

• 3 months of recent pay stubs

• 6 months of bank statements

• 1-2 years of tax returns

• Employment offer letters

• Retirement statements

• 1099-NEC forms

• Child support award letters with proof of regular bank deposits

• Government benefit award letters

• Landlord references and direct supervisor references

Credit Score Analysis:

• Score of 590 or above: typically qualifies for approval

• Score 550-589: may result in conditional approval, requiring additional security deposit

• Score 549 or below: grounds for automatic denial

Bankruptcy History:

Open bankruptcies result in automatic denial. Applicants with bankruptcies discharged within the last 4 years are subject to increased security deposit requirements.

Rental History:

Past rental records — including landlord references, evictions, and broken lease agreements — are evaluated. Negative rental history may impact approval.

Employment History:

Employment references are required. If your employer uses a paid verification service (such as "The Work Number"), all related fees are the applicant's responsibility, payable as soon as possible.

Financial Responsibility:

We review the percentage of accounts in good standing versus those in collections. A higher proportion of accounts in good standing typically indicates greater financial responsibility.

Collection Accounts:

Applicants with significant outstanding debts or multiple collection accounts — especially related to previous rentals or utilities — may be disqualified.

Eviction Records:

A history of eviction — especially any within the last 4 years — is a critical factor and may result in denial of the application.

Criminal Background Check:

Includes felonies, misdemeanors, and registry on sex offender and terrorism databases. Recent or serious criminal offenses are grounds for automatic denial.

Occupancy limits are enforced to ensure comfortable living conditions and adherence to safety standards. The maximum number of residents is based on the size of the rental unit, typically allowing 2 persons per bedroom.

Vehicle restrictions are based on the parking available for the property or community. For example, studios, efficiency units, or one-bedroom units generally allow a maximum of one vehicle, whereas larger units may permit more.